Tipfocus — Legal and Financial Solutions

Health Insurance

Health insurance helps you pay for unforeseen medical emergencies without stress or panic.

Why You Need This

Why do you need Health Insurance?

Very few of us have enough disposable income available at short notice to pay what could be a massive medical bill — running into thousands, possibly millions of Rands. That is why Health Insurance not only makes sense but is a vital part of your overall financial planning. You choose a plan, agree to pay a certain rate each month and in return you get a way to pay for notoriously expensive private health care.

Good health is your most valuable asset. We'll help you protect it with a health insurance solution that matches your lifestyle, family needs and budget.

What You Get

What you get out of Health Insurance

Medical Aids

There are so many reasons for having to go to hospital. Whether it's only for stitches or a protracted stay, a medical aid gives you the peace of mind that your healthcare costs are covered. We compare plans across all major providers to find the best fit for your needs and budget.

Hospital Plans

A hospital plan covers the cost of in-hospital treatment, including surgery, specialist consultations during hospitalisation and ICU care — at a lower monthly premium than a full medical aid.

Gap Cover

Even with a good medical aid, specialists often charge above medical aid rates. Gap Cover bridges the difference between what your medical aid pays and what the specialist charges, protecting you from unexpected shortfalls.

Primary Healthcare

For day-to-day healthcare needs — GP visits, chronic medication, dentistry, optometry — a primary healthcare plan ensures you're not paying out of pocket for routine medical expenses.