Business Assurance
Business Assurance gives you the peace of mind you need for your business.
Why You Need This
Why do you need Business Assurance?
Building a business is hard work, which is why you absolutely must protect what you've worked so hard to build. What would happen to your employees if instead of being in the boardroom, you're in hospital, or even worse, deceased? How would you earn an income and pay the bills, if your working life comes to a premature end? We help bridge that gap by helping you to correctly assess your and your employee's risk and provide solutions that not only mitigate that risk but more importantly — help you sleep at night.
“Whatever your question, we've got the answer. Our expert advisors will help you build the right business assurance package so that your business — and the people who depend on it — are always protected.”
What You Get
What you get out of Business Assurance
Buy & Sell Arrangement
A Buy & Sell arrangement keeps your business running in the event that you pass away or become disabled. It lets surviving business partners buy out your share at a pre-agreed price, preventing the business from having to be sold or wound up.
Key Person Insurance
Key Person Insurance protects your business against the financial loss that would result from the death or disability of a key employee whose knowledge, work or overall contribution is considered uniquely valuable to the company.
Business Overhead Expense Cover
Business Overhead Expense (BOE) Cover ensures your business keeps running if you become disabled and are unable to work. It covers ongoing expenses such as rent, staff salaries, and other overheads, so you can focus on your recovery.
Contingent Liability Cover
If you've used personal assets as security for a business loan, Contingent Liability Cover ensures the loan is settled in the event of your death or disability, protecting your personal estate from being used to cover business debt.
Explore our other services
View all servicesEmployee Benefits
Give your employees an incentive to stay with you for the long run.
Personal Financial Planning
Personal Financial Planning means being mature, responsible and considerate towards yourself and your loved ones.
Health Insurance
Health insurance helps you pay for unforeseen medical emergencies without stress or panic.