Tipfocus — Legal and Financial Solutions

Commercial Insurance

Commercial Insurance is critical for business continuity.

Why You Need This

Why do you need Commercial Insurance?

A lightning bolt silences your phone line, the boom closes on a client's brand new car, a flick of a wrist sends a coffee cup over your keyboard — and it's only Monday. In business, anything can happen. Commercial Insurance is one of the most important investments a business owner can make. The right cover will protect your business from cash-flow crippling losses caused by unexpected and unfortunate circumstances, and give your business what it needs to get back up and running sooner rather than later.

We have creative ways of funding this often overlooked purchase — some that can actually put money back in your pocket even without claiming. Talk to us today.

What You Get

What you get out of Commercial Insurance

Commercial Property Insurance

Protects your business premises and contents — including stock, equipment, machinery and furniture — against risks like fire, theft, flooding and other perils. Whether you own or lease your premises, we can structure the right cover.

Business Interruption Insurance

If a disaster forces you to close your doors, Business Interruption Insurance covers your ongoing expenses and lost income during the period of recovery — so a short-term crisis doesn't become a permanent closure.

Public Liability Insurance

Protects your business against claims made by third parties for bodily injury or property damage that occurred as a result of your business operations, products or services.

Commercial Vehicle Insurance

Whether you operate a single company car or an entire fleet, Commercial Vehicle Insurance protects your vehicles against accidents, theft and third-party liability.